POSTOVA: POSTAL SERVICE & NEW TECHNOLOGIES

According to Morgan Stanley, the main postal services in Europe lost half its current volume of communications on paper for the next decade. To this is added a much larger social ecological awareness, which identifies the paper pulp with the death of forests. For this reason, it is assumed that the use of this material is harmful to the environment and opt for online delivery. In 2009, the average volume of letters moved by the postal service companies has fallen by 10%. The Swiss postal service is responsible for opening and digitize all the correspondence that the Internet user wishes to receive.

Postal systems through Internet times

Delivery services are tailored to the Internet to try to compete with e-mail

Is the job of postman doomed to disappear? Standard letter, sent in on paper via postal services, are becoming extinct worldwide due to the rise of email and social networks. At first it was thought that replacing the physical channel by the digital transition would be a long term, but in recent years has accelerated. Sending Christmas greeting has been replaced largely by electronic mail or an SMS message. During 2009, the average volume of letters moved by the postal service companies has fallen by 10% over the previous year. According to Morgan Stanley, the main postal services in Europe lost half its current volume of communications on paper for the next decade. To this is added a much larger social ecological awareness, which identifies the paper pulp with the death of forests. For this reason, it is assumed that the use of this material is harmful to the environment and opt for online delivery. In 2009, the average volume of letters moved by the postal service companies has fallen by 10%

Faced with such prospects, key industry, besides offering the traditional services of ordinary letters and certified mail have been added products that use the Internet to send and receive mail. Since 2011, postal organizations in the countries of the European Union will no longer be a monopoly and will have to liberalize. In Spain, the post office still maintains a monopoly with regard to letters weighing less than 50 grams and packages weighing up to ten kilos in inter-and trans-shipments to leave. Despite the apparent drop in traffic, standard letters, sending postal packages where working on the Internet has experienced tremendous growth in recent years, promoted primarily by the advance of electronic commerce. This has decisively influenced the movement of packets around the world.

The examples of Switzerland and Spain

The Swiss postal service is responsible for opening and digitize all the correspondence that the Internet user wishes to receive. Two countries have succeeded in the development of postal services in the digital environment in Switzerland and Spain. In Switzerland, the Postal Service has for some months of a service for scanning and digital file of correspondence and business users who subscribe to this service for payment. With Swiss Post Box Home, users have a platform to query all reached their physical mail address and may do so from a computer or mobile phone with Internet connection. The Swiss postal service is responsible for opening and scanning all mail for the user and send an email to notify you of new mail. As for the security and privacy, use the same encryption level that the online banking, while ensuring that the cards can only be opened in a high security center, exclusively, the letters on which the user has given consent. The basic service for individuals will cost 13 euros per month.

In Spain, Correos has a virtual office on the Internet where users and companies can manage and deliver mail In Spain, Correos has a virtual office on the Internet where users and companies can manage and deliver mail without having to go outside. Among other services, you have the option to send burofax, telegrams or letters regular or certified. For this you need to register on the platform, then upload a file in MS Word or PDF format with a maximum weight of a megabyte or 19 pages. The shipment consists of a cover sheet include the recipient's contact details and other customization options, as well as the attached document. The number of recipients is limited to 300 contacts. They can climb onto the platform through a text file. Paid by credit card or through Paypal micropayments platform, at a cost that starts from the 0.52 euros per letter.

Zumbox, digital postal service

Zumbox has turned every street address in the United States in an email address. Zumbox postal system is offered through the Internet as an alternative to traditional systems. Lets you send via e-mail letters and documents that previously could be sent by post to the mailing address of each user. When a telecommunications company or a bank processes your submission, print the document is saved in an envelope and sent. For now, this service is focused on the United States. In this country, has become increasingly Zumbox physical address in an email address. Users decide whether they wish to receive communications from a particular company by traditional mail or through your account Zumbox. In this way, have a digital copy of your mail. This service is free to users and are only charged the cards are printed and sent to a physical address. This summer, the platform got eight million dollars in its first round of institutional investment. He had previously won four million dollars from investors.

This system can easily send money via mobile messages and subsequent collection ATM

Halcash is a new system of sending money to promote eight boxes and banks. Its simple operation is based on the mobile phone and the ATM very dense covering Spain. Is not even necessary that the recipient has a bank account, what constitutes an interesting alternative to send money to relatives in Spain and in Ecuador, two countries where this form of micropayment work you want to extend to other countries. Halcash is a micropayment system that is combined with new technologies but walking in search of absolute simplicity in the line of applications that follow this concept, such as IP telephony Jajah. While other initiatives have focused on developing mobile phone use to pay everyday expenses, Halcash commitment to send money between individuals, whether by helping a relative or friend or even as a way to pay for services provided. This system differs from others who use their cell phone as Mobipay, which can not make purchases in stores. With these objectives, Halcash uses two new technologies that have been most prevalent in Spanish society, mobile phones, whose penetration is above 100%, and ATMs, commonly used to provide cash.

Commitment to Simplicity: In this way, they make the user familiar with the tools involved in the process and achieves ease of use to other alternatives, such as Paypal, which is based on the Internet. In turn, this system differs from others who use their cell phone as Mobipay, which can not make purchases in stores, but only serves to send money. Halcash Behind are eight banks and savings banks: Bankinter, Caja Laboral, Banesto, Bancaja, Cajamar, Caja de Ahorros El Monte and Banco Guayaquil, Ecuador. Only customers can send money to the banks which, although not required or that the addressee has opened an account with these companies or you have a credit card. Of course, you can only work with this system in the cash from these entities, and can only send money their customers, but not needed or that the addressee has opened an account with these companies or you have a credit card. Today Halcash promotes itself with the appeal that has no costs to send the money. However, the cost of this service is two euros. On the other hand, the amount that can be sent at least part of 100 euros up to 6000 euro and the owners. Because the system relies on cash, you should keep in mind that you should not pick numbers ending in 5, because these tickets are usually exempt, so should be rounded to zero.

To send money Halcash need to know the phone number of the recipient. Then, and depending on the systems offered by each institution, your customers can process your order online, by phone, at ATMs, in the attendance office, or even by SMS. Should only specify the charge account, the amount to be sent, the recipient's phone number and choose a password of 4 numbers.The next step is to tell the recipient what the key is chosen. Obviously, at this point attention should be paid to confidentiality and should not be sent by email without encryption, which is easily intercepted, but choose other safer options, such as the telephone. The amount that can be sent bare minimum of 100 euros up to 6000 euro and the owners. While transmitting the key needed to withdraw money from the cashier, the system sends a short message Halcash the recipient's mobile with data from the sender, the exact number is sent and a new 4-digit password generated randomly. This last point is safer for the user in the transaction, because if someone managed to intercept the first key, I could not steal that money unless they also knew the second. At that time, and for a maximum period of 10 days, the recipient can go to any of the ATMs of the eight states mentioned above and press 'Halcash' to withdraw money, after introducing the two aforementioned key and the number sent .

Send Money Overseas

Immigrants send money to Ecuador for Halcash should be noted that, because the teller not all tickets are dispensed, the entities charged as commission the difference between the conversion of euros or dollars and what can give the cashier tickets. For example, if you send 250 euros, or some $ 187 to change, the recipient may only withdraw $ 180, unless the cashier also offers tickets for May. For this reason it is important to round dollar amount sent so that it reaches the maximum amount of money. It is important to round dollar amount sent so that it reaches the maximum amount of money. With its present configuration, Halcash is a very interesting alternative for the entire Ecuadorean resident in Spain, according to the Advance Register on 1 January 2007, a total of 421 384 people, and usually send money to help their families and relatives in their homeland. Until now, these people make remittances by services that do not require a bank account on arrival, such as Western Union or Money Exchange, and more recently through the banks, which have reduced their commissions to capture part of the business.